Kobe Bryant 1978-2020 - Time Magazine - February 10, 2020 - Brand New

This is GLOBAL and people from all over the WORLD are ordering it now. For sure it will be a collector's item.

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Best Work At Home Jobs

I have often thought, 'Hmm, how could this work for me?' and fortunately I have been able to land a gig online which I love and is paying me more money than I could have ever dreamed!
And being a parent, it makes it so much easier than the way I was doing it before, you know, running into the job at 4 in the morning is not for everyone. For some, maybe but it wasn't for me.
A lot of times we simply just don't of any other way but there is a way and you have to go and see what's out there. You have to take the first step.

BEST CBDs FOR FIBROMYALGIA - Check These Out

There is a long way to go before we fully understand CBD and fibromyalgia — but in the meantime, many people are using CBD to treat symptoms associated with this disease. If you’re here to find out who offers the best   best CBD oil   for fibromyalgia, we’ve got an answer: Populum Their customer service is outstanding, their prices reasonable, and their quality top-notch.

Best THC-Free: Medterra

For the benefits of CBD without the complications of THC, Medterra offers THC-free CBD products that are also all-natural and non-GMO.

Here's some more...

CBDistillery

If you’re just getting started on your search for the best CBD for fibromyalgia, the shopping experience can be a little overwhelming. But the CBDistillery website provides lots of information (make sure to check out their FAQ page and blog) and lots of choice. They have both isolates and full-spectrum tinctures — and pretty much everything else, from vape to wax products.

Pure Hemp Botanicals

The best CBD for fibromyalgia starts with the source, and Pure Hemp Botanicals sources their hemp from local, organic, Colorado farms, and they extract CBD via a clean ethanol process. Their shop offers tinctures that are both full-spectrum and isolate-based, and concentrations range from 300mg per bottle up to a robust 3000mg per bottle. You can also find vape products and CBD edibles like mints, capsules — and even tea.

Canna Trading Co.

Canna Trading Co. sources their hemp from organic, American farms, and their CBD is procured through an ethanol extraction process. The company’s sleek website is easy to navigate, and the shopping experience is pretty much frictionless. And Canna Trading Co. pays close attention to the terpene and cannabinoid content, to make sure that you benefit from the entourage effect, even without the THC.

3 BEST CBD OILS FOR ANXIETY

Speaking in front of people, final exams, annual reviews — life is full of nerve-inducing events that can bring on the sweaty palms of anxiety. It’s a normal, if unpleasant, part of life. But when anxiety becomes excessive and persistent, it goes from being a temporary inconvenience to a debilitating condition.

Anxiety at this level can rob life of its joy and spontaneity, leaving you feeling both tense and exhausted — maybe even depressed and socially isolated.

If this describes you, and you’ve been wondering about the benefits of CBD as a treatment, you’ve come to the right place.

Best Value: CBDistillery

Colorado-based CBDistillery is our hands-down pick for the best value for your money. Offering a line of all-natural products in a variety of dosages, CBDistillery is the perfect choice for those on a tight budget.

Highest Quality: Populum

Populum isn’t cheap, but there’s a good reason for that: It’s the best CBD oil you can buy. If you’re willing to splurge, you won’t be disappointed with Populum.

Best THC Free: Medterra

Even if you want to avoid the potential problems of THC, you can still enjoy the benefits of high-quality CBD. Medterra is a perfect solution for those who want CBD and nothing else.

Best CBD Oils for CANCER

Scientists have known for some time of the palliative effects of cannabinoids. But of late, there have been several pre-clinical studies that indicate that cannabinoids have anticancer properties. These benefits go well beyond the relief of cancer-related pain and nausea (though that is also an important and much-needed benefit).

Check these out.

If you’re willing to spend some money on your CBD, Populum’s a good place to spend it. At 20 cents per milligram of CBD, their products aren’t cheap — but they are very, very good.

Populum sources organic Colorado hemp grown to exacting standards and utilizes a clean CO2 extraction method. The company puts a premium on customer experience — from their beautiful website to a well-designed bottle you need not be ashamed to pull out in polite company.

Even the packaging looks great — and in that packaging, you’ll find a copy of the third-party lab report that was done on your specific batch of CBD oil. So you can feel confident that what’s inside is worth every penny.

CBDistillery is a Colorado-based company that is committed to providing top-quality CBD oil at affordable prices. They’ve been around since 2016 and have gathered a solid base of customers through their great products and customer service.

No matter what you’re looking for, there’s a good chance CBDistillery has it. They offer tinctures in a wide range of concentrations (as well as capsules, topicals, vapes, and wax). The one drawback is the website. If you know exactly what you want, you’ll probably love their shop — but it can be overwhelming if you’re unsure.

The company proudly claims that their hemp is grown without pesticides, and their third-party lab reports, unlike most others, verify this (you can find those reports on the product pages as you shop).

Another Colorado-based company, Pure Hemp Botanicals is a great CBD company with good prices and a strong social conscience. They use sustainable, organically grown hemp for their CBD oils. And they really do mean it when they say “pure hemp” — all products have a minimalist ingredient list.

The company is deeply committed to keeping their processes as environmentally harmless as possible, from using locally grown hemp down to their plant-based packaging.

They are also one of the more transparent companies in the world of CBD: They put batch numbers on their products so that you can find the third-party lab test for your specific batch of CBD oil.

Established in 2015 with a vape product line, Canna Trading Co.’s offerings have expanded to include some of the best THC-free CBD tinctures you can find. The company is based in California and puts a premium on high-quality products, reasonable prices, and great customer service.

When you’re looking for a THC-free product, you want to be sure that you’re getting what you’re promised. Canna Trading Co. makes this super easy by putting their third-party lab tests on their site — right on the product page.

And if you keep scrolling through the lab results, you’ll see that it includes test results for contaminants like pesticides and residual solvents as well. That’s a laudably high degree of transparency for a CBD company.

If you’re in the market for a CBD isolate, Medterra is a great place to get it. They are a Kentucky-based business, fully compliant with that state’s Industrial Hemp Pilot program. That means their hemp is grown according to stringent guidelines, and they use a clean CO2 extraction process.

Their product design certainly leaves something to be desired, but Medterra is justly proud of the quality of their products. Each batch of their CBD oil is tested by a third-party lab, and you can find those results easily on their website.

Customer reviews are widely positive for Medterra’s products, and we found customer service to be both prompt and happy to answer our questions.

HAVE PAIN? Best CBD Oils for Pain

Feeling pain is not your natural state.

These 5 can make a difference.

• Highest Quality:Mission Farms
• Best Value:RR Botanicals
• Best THC-Free:Medterra
• Tikun
• Populum

CROWD STREET: No-Fee Crowdfunded Real Estate Investing

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Since the passage of Title II of the Jumpstart Our Business Startups (JOBS) Act in 2012, dozens of online real estate investing marketplaces have emerged. Online real estate investing is essentially “syndication” — a pooling of individuals to invest jointly in something few individuals could afford to invest in alone.

Commissions & Fees - 10

Customer Service - 5.5

Ease of Use - 7.5

Diversification - 7.5

Diversification - 9

Due Diligence - 8

7.9

CrowdStreet is a real estate crowdfunding platform that also offers a private REIT for non-accredited investors. However, its high minimum investment may make it prohibitive.

OPEN AN ACCOUNT

Syndication has existed offline for centuries. Prior to the passage of the JOBS Act, U.S. securities regulations mandated that syndication is conducted privately pursuant to Section 506(b) of Regulation D. Now that it can be conducted publicly and can occur online, technology companies like CrowdStreet can make it more efficient, scale-able and transparent.

CrowdStreet Features
Minimum Investment	10000
Account Fees	None
Investment Length	36- 360
Accredited Investor
Private REIT
Offering Types	Debt, Equity,Preferred Equity,Direct Ownership
Property Types	Commerical, Residential,Single Family,Foreign Invnestors
Regions Served	50 States
Secondary Market
Self-Directed IRA
1031 Exchange
Pre-Vetted
Pre-Funded
Promotions

• Deal transparency — Like most other real estate crowdfunding sites, CrowdStreet provides comprehensive information and documents on each project before and during the process. This allows investors to perform their own due diligence, as well as receive ongoing support, information and updates prior to and after investing.
• IRA accessibility — If you have a self-directed IRA, you can invest in CrowdStreet deals.
• Terms — Current investment opportunities at the time of this writing range between two and 12 years.
• Investments are pre-screened — Every investment opportunity applying for inclusion to the CrowdStreet Marketplace is subjected to a rigorous, objective vetting process. Only 2% of all applicants successfully pass this process and appear on CrowdStreet's marketplace.
• Direct sponsor investment — CrowdStreet is one of only two major marketplaces to operate under a direct-to-investor model, whereby investors are able to invest directly with the sponsor instead of through a special purpose vehicle. The direct-to-investor model may result in lower overall risk to the investor, as it removes the platform risk of a marketplace insolvency and any associated disruption to the administration of funds contained in special purpose vehicles.

Highlights
Rating	8.7/10	7.9/10	8.7/10
Minimum Investment	$500	$10000	$5000
Account Fees	%1.00- %1.00	%0- %0	%0.30- %0.50
Private REIT
	Fundrise	CrowdStreet	Realty Mogul

Benefits of Real Estate Crowdfunding

Through technology, crowdfunding real estate companies offer features and benefits previously unavailable to mainstream investors, including:

1. The opportunity to directly invest in commercial real estate — Rather than buying into a publicly traded real estate company that owns dozens of properties or a mutual fund that includes an assortment of different real estate companies, investors can buy a stake in specific properties that they choose.
2. Online convenience — Access to institutional-quality commercial real estate offerings in real time.
3. National access — Access to deals investors would otherwise have no knowledge of or ability to invest in. Investors aren’t limited to investing locally. They can select the specific property type, the location and the sponsor that best suits their investment strategy and objectives, anywhere in the nation. At the same time, sponsors can now just as easily accept an investor from across the country as from across town, which has spurred sponsor interest in developing a national, rather than regional, investor base.
4. The ability to compare and contrast multiple investments — Many platforms allow you to easily and quickly compare and contrast competing offerings to find projects that fit your investment criteria.
5. Lower minimum investment — In the past, the ability to invest in a real estate private offering usually came with a minimum investment amount of $100,000 or greater. Through online crowdfunding platforms, investors can access institutional-quality real estate offerings for as little as $5,000 or $10,000.
6. Diversification — Rather than sinking $100,000 into a single property and waiting for it to reach maturity, investors can now choose to invest $10,000 into 10 different deals that vary by geographic regions, sponsors, investment structures, asset classes, risk profiles and holding periods.

The CrowdStreet Difference

Headquartered in Portland, Oregon, and founded in 2013, CrowdStreet provides commercial real estate investment opportunities. What differentiates CrowdStreet from the many other real estate crowdfunding companies that have sprung up since Congress passed the JOBS Act?

In addition to hosting their own crowdfunded real estate platform connecting sponsors (real estate operators and developers) and investors, CrowdStreet offers investment management software, a private white-label product platform for sponsors who want to provide real estate fundraising and investor management capabilities directly on their existing branded website for their existing and future investors.

Through this platform, which uses the same technology that powers the CrowdStreet marketplace, sponsors can post content, images and documents that enable investors to make informed decisions, as well as manage the workflow of the deals and track investment performance.

Additionally, most of the marketplaces that have launched since Title II began have been “indirect” model marketplaces, whereby the marketplace created a special purpose vehicle, typically a limited liability company (LLC), into which investors pool money and which then cuts a single check to the sponsor. CrowdStreet is a leading direct-to-investor marketplace in the United States in which investors invest directly with the sponsor instead of through an intermediary company.

CEO Tore Steen believes “the economy is strengthened when real estate developers and operators are less dependent upon traditional capital markets to fund projects, have greater access to capital and spread investment opportunities and risk across a larger pool of investors.”

CrowdStreet’s vetting and screening process includes vetting the sponsor, the specific real estate property and the sponsor’s specific offer. It works like this:

1. The sponsor’s background and track record are assessed and assigned a corresponding designation as:
   • Emerging — 2–5 years’ experience with portfolio activity up to $100M, experience in both geographical region and proposed asset class.
   • Seasoned — 5+ years’ experience with portfolio activity over $100M, with an existing network of repeat investors and established banking relationships.
   • Tenured — 10+ years’ experience with portfolio activity of over $500M, with principals who have invested together through multiple real estate cycles, and the company has a dedicated staff for investor relations and accounting.
2. After the sponsor meets the criteria, the asset they’re funding is screened based on the business plan, market data, operating statements, pro formas, appraisals and other due diligence documents.
3. Finally, the terms of the sponsor’s specific offer are vetted and evaluated resulting in a classification of:
   • Common equity;
   • Preferred equity; or
   • Mezzanine or 2nd position.

CrowdStreet Portfolio

CrowdStreet stats to date seem to reflect this success and commitment in the commercial real estate crowdfunding industry:

Total Project Value on Marketplace as of April 27, 2018	$5.8B
Total Successful Commercial Offerings	200+
Average Project Value per Offering	$35,970,752
Average Equity per Offering	$16,487,019
Average Target Internal Rate of Return	18.5%
Average Annual Cash Yield	9.6%
Average Member Investment per Offering	$50,473

Pros & Cons

Pros No Fees —All fees are paid by the sponsors; there is no fee at all for participating investors. Only Commercial Real Estate —Unlike other marketplaces that mix single-family home fix-and-flips with commercial real estate offerings, CrowdStreet is 100% focused on the commercial real estate market, and this shows in the quality of the investment offerings available on the site. Deal Access —Access to deals that investors would otherwise have no knowledge of or ability to invest in. Easy to Compare Opportunities —CrowdStreet puts all of its offering information and documents into the same format. This makes it easy for investors to compare and contrast numerous deals that meet their investment criteria. Dashboard Tools —A key feature of online crowdfunding platforms is the use of technology to make real estate investing more efficient, transparent and scalable through online dashboard tools. CrowdStreet is continually improving their dashboard to include helpful projection and deal comparison tools. Its latest iteration includes comprehensive portfolio analytics.

Cons High Minimum Investment —CrowdStreet has recently lowered its minimum investment to $10,000 from $25,000, which is a huge improvement. For many other real estate crowdfunding sites, the minimum per deal is just $5,000, some even as low as $1,000. No Liquidity —Like most real estate investments and crowdfunding platforms, once you make an investment, you are pretty much committed to the investment for the term. There is currently no secondary market to sell your investment to others.

Summary

In any market, when efficiency, scale-ability, and choice arrive, consumers typically win. As the online real estate investing market continues to grow, the quality of investment choices and terms available will likely continue to improve as more investors enter online marketplaces and more sponsors enter and compete to attract them.

Providing access to deals previously unavailable to the individual investor is a huge benefit of crowdfunding platforms. CrowdStreet offers access to a large volume of vetted commercial real estate deals, both equity and debt, and a totally fee-free platform for investors.