Here’s an overview of the top wealthiest ZIP codes in New Jersey, based on the most recent data on home values and income levels. Note that “wealthiest” can be measured by median home price or household/income metrics — both are meaningful indicators, so I’ve included the top ones by home value first (2025 real estate data), followed by income-based rankings.
π‘ Top 10 Wealthiest ZIP Codes in NJ by Home Value (2026)
These ZIP codes are ranked by median home sale price — a strong indicator of overall wealth and demand in those areas.
07620 — Alpine (Bergen County): Median sale price ≈ $4,350,000 — consistently the most expensive in the state.
07723 — Deal (Monmouth County): ≈ $3,550,000 — top Jersey Shore luxury community.
08247 — Stone Harbor (Cape May County): ≈ $2,550,000 — premium shore enclave.
07078 — Short Hills (Essex County): ≈ $2,415,000 — classic affluent suburb near NYC.
08202 — Avalon (Cape May County): ≈ $2,360,000 — luxurious beach town.
07711 — Allenhurst (Monmouth County): ≈ $2,150,000 — small, exclusive coastal community.
07760 — Rumson (Monmouth County): ≈ $1,945,000 — historic elite suburb.
07632 — Englewood Cliffs (Bergen County): ≈ $1,750,000 — affluent suburban community.
07717 — Avon-By-The-Sea (Monmouth County): ≈ $1,748,000 — shoreside residential area.
08008 — Long Beach Township (Ocean County): ≈ $1,683,000 — beach town luxury market.
π° Top 10 Wealthiest ZIP Codes by Median Household Income (2026 Data)
Another way to define “wealthiest” is household income. According to income statistics, these ZIP codes have some of the highest median household incomes in the state.
07078 — Short Hills: Median Household Income ≈ $250,001 (ties for highest in NJ).
07046 — (Hoboken): ≈ $250,001 — highly affluent area with strong incomes.
07423 — (Wayne): ≈ $250,001 — one of NJ’s top income ZIPs.
07021 — (North Caldwell/parts of Verona): ≈ $247,000.
07028 — (Glen Ridge/Montclair area): ≈ $239,192.
07945 — (Far Hills/Peapack-Gladstone): ≈ $234,150.
08558 — (Princeton): ≈ $233,865.
07458 — (Upper Saddle River): ≈ $233,669.
07043 — (Montclair Township): ≈ $231,214.
07704 — Fair Haven: ≈ $229,643.
π Notes & Context
Home value vs. income: High median home prices often correlate with overall wealth, but not always with the highest household income. Some shore communities (like Deal or Stone Harbor) are extremely expensive for property yet have varied median incomes.
Most expensive real estate often overlaps with high-income areas (e.g., Short Hills appears at the top of both lists).
ZIP code boundaries can cover multiple neighborhoods or towns, so wealth levels can vary within a ZIP.
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